with high 8% Capital Appreciation, high 7% rental yield, low 10% upfront downpayment and no ABSD
by investing in Freehold Property in the Philippines (no foreign purchase limitations) that are 5-7 times cheaper
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Daniel here!
Investing in properties in Singapore no longer yields high returns. They have low ROI and the little appreciation is canceled out by condo maintenance expenses, bank interest rates, high real estate transaction fees, stamp duties, property taxes, inflation and CPF interest.
Did you know that a study analyzed data from the previous 20 years and found that about half of private properties have annual gains that do not surpass the CPF OA rate of 2.5%?
Additionally, the very low rental yield of 1-2% and the requirement of a 25% down payment lead to negative or very low cashflow.
And that’s not even considering the ongoing rounds of cooling measures. You already know that there is a huge tax on the second purchase of property and beyond, along with the Total Debt Serving Ratio (TDSR) and other heavy restrictions.
All these factors, combined with the huge upfront financial commitment in terms of down payment and little diversification makes investing in Singapore property unappealing.
Some investors have even said that their investment condos "have not made any money for the past 10 years”.
You Never… have to worry about depreciating or low appreciation in units
You Never… have to worry about what the government might do unexpectedly to cool property prices
You Never… have to worry about mortgage stress from negative gearing
Instead It Means That… you have a smoother and much faster path to retirement and wealth-building.
Instead It Means That… you can play the property game again, just like investors in the past
Instead It Means That… you can generate actual income, as previous generations have done. You can reinvest much quicker and build a property portfolio
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Properties in the Philippines are 5 to 7 times cheaper than those in Singapore, allowing you to avoid overcommitting capital for the down payment. This frees up funds for other investments.
Philippine properties have averaged 8% yearly capital appreciation over the past 10 years despite economic setbacks. This growth mirrors Singapore's rise from 1975-1995, where property values increased tenfold. Many Filipinos working in Singapore have returned home owning multiple properties.
You can leverage your investment with a low 10% upfront downpayment.
Condos in prime locations can yield 5-8%, averaging around 7%. This generates cash flow, allowing for quicker reinvestment. Some properties even permit Airbnb rentals for higher yields.
There’s no seller stamp duty in the Philippines, allowing for easy flipping of properties. Additionally, there are no foreign ownership restrictions, enhancing market demand. With a growing population and low rental supply, finding quality tenants is easy.
The absence of Additional Buyer's Stamp Duty (ABSD) means you retain the full value of your investment without additional taxes.
Property managers handle everything from maintenance to renting, providing a hassle-free experience for you.
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High, consistent, rising GDP
Stage of massive infrastructure growth
Huge Upside: Extremely low Price Per Sq Meter
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